I have been using Freecharge for quite some time. The first transactions probably were made for Snapdeal when it gave cashbacks. Never did much of recharge and quite a few online shopping payments. Got awesome cashbacks once or twice and its just that, limited offer. And it never got a place in my recommendations.
Neither does it have plenty of partners, nor attractive offers. Even the UI looks dull.
The interesting thing is, FreeCharge does offer a debit card so that you can make online payments virtually everywhere, through the wallet. But never got to use it as its getting a make over for so many months.
Waiting to utilise the balance as soon as possible. Stuck with it actually, as of now!