I was searching for a insurance company and got to know that all those big players in the market are so established that they do not listen to their customers after once they have purchased the services. then I got to know about this newcomer which is a group of two companies. the future group is of india and the generali group is from germany. this insurance company was offering good services over the other established players. the premium rates were lesser than the others and mode of payment was too very good. I analysed all the packages from this insurance company and decided to avail their services. it has been 3 years since then and I am totally free and relaxed that I have chosen a good firm for this. its better than others you can go for it.