Dear friends I am writng this review for the first time as I feel lot of people have wrong notion about MTNLs Garuda. Brought the Garuda Mobile mainly for its cheap rates hoping the coverage would be good. To start with the mobile was given to me immediately on the counter itself after filling the required form and paying 200Rs cash. By the look of the kyocera handset I was not impressed, but when I went through the features I was shocked to see that it was much better than the reliance phone comparing the features. It had voice features which were absolutely amazing. When connected to a headset it announced the name of the caller, you could give voice commands to accept the caller or to disconnect him. Voice memos, Voice tags to nos., WAP-SMS feature (available in phone but not supported by MTNL, expected in future). Good set of games. Cool blue light. Tunes were not so good. Coverage is simply superb. Super clear sound. Immediate connectivity to landlines and mobiles. Best of all the cheapest rates you can find in mobiles. You pay Rs 200/- as rent in which you get 60 calls free. Calls charges are 1.20 for 3mins to landline and 2mins to mobile. If you take a mobile from MTNL you pay Rs 200/- installment for 24months after which the ownership is transferred toyou. Only major negative point, has no connectivity between Mumbai & Navi Mumbai, which ofcourse is expected to be connected in near future. Overall good only for users who dont travel much inbetween Mumbai & NaviMumbai.