You want some fast money thru loan? Go for it. Blame yourself for doing so. GE Money will give you loan fast. But after that it is a horror movie. You pay a very high interest firt of all. Their collection people call you inspite you pay the EMI’s they threaten you, screw your happiness. Then when you want to foreclose, (frustrated off course!) it is another story. You can not pay in cheque, you can not pay in cash if the amount is more than 50000, you have to give a DD only. That means, to pay back to GE Money, you have to pay commision to some other bank which is an unnecessary expence. Then, (at least in Bangalore) they have only one place where you can foreclose. That office is near airport, and all people other than those who live near airport have to trave thru a hell to foreclose. If you by chance go there without a DD unknowingly, no one entertains you. And the manner in which people behave is pathatic. They care nuts for you.