A tip 4 those who are applying or applied recently for any bank loan plz kept in mind the world cibil. Whenever you apply for an loan u should have 2 kept in mind that u have tp pay the EMI as due to delay or non payment your name is a written in the cibil and if your name is mentioned on cibil than u faced lots of problem or even there is chances of non approval even you are having the positive profile so please pay your EMI of your any bank loan.
How ur name should not b come in cibil
Pay EMI regularly
If there is any bouncing pay the amt before 2 month from the date of bouncing
Even if u r having a credit card pay all the depts before the due date.
Even a 1 rs debt is enough to written ur name in cibil