We perfectly have recognized the importance of health insurance and somewhere, we all are enjoying its benefits. We all are aware of the benefits and benefits of health insurances in India. With a health insurance, you get a health card that comes along with the health insurance policy. When I came across this information, then I looked for it if any further detail I can find. Then, I visited rupeetalk.com for more details and I found that this card works as an identity of patient. A health card assured that the person is insured under some particular health plan and entitled to receive the services that are mentioned in health policy. This health card is issued by the provincial or territorial government and allows access to insured health care services. It is similar to have an identity card, which would avail cashless hospitalization facility at any of the network hospitals enlisted in insurance company‘s list of hospitals.
Health cards will only work with network hospital that is tied up with insurance company to offer cashless services for insured person. If you choose to take treatment at non-network hospital, then you have to pay the cash by yourself and later you can reimburse the amount. A health card offers information about the contact details and the contact numbers of the third part administration(TPA). In case of a medical emergency, by calling on these numbers, you can avail several services like queries’ clarifications or any other kind of assistance. Moreover, you are required to display your health card at the time of availing services into any of network hospital. The primary benefit of a health card is that it allows you to avail a cashless treatment in network hospitals. In order to avail the cashless facilities, one has to get hospitalized in one of the network hospital for at least 24 hours. With few special health cards, you can also avail discounts on treatments, which could be beneficiary for you in this uncertain time.