I am in the medical and healthcare field is from last 3 years.In the hospital I see many patients in the the hospital are from different therapeutic areas.
In that context I saw many of them are not insured and are most of them are from the middle class family.When patient get into an emergency his hospital expense is also goes very vast that he can not afford that cost of hospitalization.
I suggest that if we calculate the average INDIAN age 65 years. In which a normal individual live healthy life 40 years if consider the cost of that 25 years that going your life to the whole your earnings in the life.
My suggestion is that please insured yourself to the good medical insurance policy.
Because NOTHING IS PERMANANT.