Investment in this product is the best return now a days. It can double your income within 4-5 years. Hybrid funds are the best funds mainly large cap and mid cap hybrid funds are the best investment. Reliance, ICICI, sbi hybrid funds can give you upto 20-28% per year. Blue chip funds are also booming you can do sip - system investment planning if you want to invest monthly through this funds. Different companies have different scheme of withdrawal. On the need of money it can be withdrawn within a month