After review many financial assets I recommend to go for Mutual Funds. There are few reasons given below:
It start with very initial amount of Rs.100/- per month only. Which anyone can afford.
It has almost nil or very few entry and exit load. No extra charges like life insurance.
Companies has their own fund managers to manage your money. So you need not to worry.
You don’t need any close watch to see progress for your funds.
Returns are higher than 33% per year which can not be gained in fixed deposits.
liquidity is higher. You can withdraw your money any time.
Flexible lock-in period.
Tax saving facility is available with three years lock-in period.
Money can easily be deducted by ECS from your account.
You will get average yearly returns on your investment without any market risk.
Long term and SIP investments are best for maximum and higher returns.