Everyone is using online banking and online shopping for their own convenience.
online shopping and online banking save most of the time because for it you do not have to go to every anywhere you just have to switch on your laptop on your mobile phone and you can easily use both of them.
but with most of comfort there are most of risk also because now-a-days hackers are very much smart and they will hack your ID of bank account details and it is harmful for you.
so first step is that if you are using netbanking then you have to check at least once in the way your balance on your transaction.
If you are using online shopping site that do not click on any popup without read that popup.
all for shopping use familiar websites do not go for the site which you never visited before first of all checked the website and then go to that the side.
do not save your net banking password do not save your card details in any website which is not trustable.
if you want to send or receive money then go to PayPal and Pyaza
and there are many no other sides but do not use hand because they are not trustable these 2 side actress table so you can I see your payment or send your payment or send you money in from then is trustable