Simpl is yet another pay later services in India through which you can buy from select merchants in advance and pay later. Their credit limits are better than lazypay and can quickly go up if you use and pay timely. But the bad part is if you somehow forget to pay by due date they charge you high amounts like Rs 200 as default for non payment of dues so you need to pay on time. The good part is you can ask for a further due date change upto 15 days ahead and pay without any charges, in case you have some problem paying. Their customer care is slow to respond but overall it does the job needed!