For the last 3 years I have been with Go Digit insurance for my two Volkswagen cars, fortunately nothing happened to my cars, but recently My Jetta wiring was bitten by rats and I could not steer my car, the steering module wires were chewed by the rats. As there is insurance cover for the rat bite, I called digit for insurance coverage, and they asked me to take it to the VW service centre. In the wv service centre they have found that the wiring under the steering wheel is gone and needed a replacement. I informed the Digit insurance person, They have not sent the surveyor in time after almost 5 days he came and asked so many questions and finally they gave 7000 of 33000 spent. It is one of the worst insurance company I have seen in my 30 years of car ownership experience. Don’t waste your money on them, go for some good insurance company when you choose.