If you want some money for small time duration. gold loan is good option, in todays scenario gold loan is very popular in market. because of less paper formality and fast processing.
many gold loan companys & approximately all banks provide you gold loan in too much less interest rate comparatively personal loan or mortgage loan. & if you have some agriculture land. bingo you can take gold loan on only 4% interest rate in agri gold loan most of banks provide agri gold loan. especially SBI, & they give you money in 2-3 hours.
what need else.
but when you go for gold loan please tack care about processing fee. some time they looting in processing fee. processing fee is different in all banks and gold loan companys.