I am using Google tez from last 8 months and I am very much satisfy with it. Google Tez is UPI payment app, you just have to select bank name and required registered mobile number for OTP verification, after you have to enter your debit card details to create UPI id. Once you register you need to set UPI password and Google lock ( Using pattern or PIN) which you have to enter every time you open the app and this is the best thing because to just open a app, it is required password so no one can check or open this app without PIN or pattern. If you want to send money than you will be asked for UPI password which is generated by you previously. Now coming to the unique features of this app.
Reward System- every time you done a transaction and if it’s falls in the category of reward system you will receive a coupan and after scratching that coupan you will receive some amount directly into your bank account if you are lucky. Yes you read it right this amount will be credited directly to your bank account, and that’s the best thing.
If you don’t want to send a money or receive a money and don’t want to give your mobile number than there is sound recognising feature in this app by turning on the sound for both send and receiving respectively in phones, they will identify each other and you can do the transaction. And there is second alternative also for this is QR code from which you just have to scan through your camera.
Once you created an account on tez, you don’t need to enter the contact or bank details of reception ( to whom you want to send money) if you just save their numbers in your phone, tez automatically reflect their account in the apps. Just like whatsapp.
you can also add one or more bank account and set your primary account according to your need, so for business people who have multiple accounts for different transaction this feature is very much useful, although many upi apps have this.
5.If reception is not using tez or any other upi app than you can directly transfer money in their bank account using account number, name and ifsc code. And with in a second they will receive amount.
You can also pay your electricity, dth and mobile phone bills from tezz.
Referral earning - if you refer this app to your friend and he or she download it from your link or enter your code for referall you will receive 75Rs directly in your bank account and also they will receive the same for their first transaction.
No issue till date. I am using since past 8 months and no issue with this app or transaction done by me in this app, within a second you can transfer money.
Highly recommend to all of the people and support cashless transaction and digital India.