I m Arindam.I m using Google Tez since past few months and I m having a great experience with it. Tez provides a great platform over which I can transfer my money to anyone I want directly into his or her bank account and it dont charge me any extra money. After every transactions Tez gives a scratch coupon. I won almost ? from Tez just by transferring money to my friends. I got my earned money directly into my account. Its so awesome and cool to use and after all its from google.So I can use it with no fear as it is secured.