Im using all the apps of upi payments but this is the best which I personally like.
You can transfer money to your friends directly in his account, because of that I love to use it.
You will also rewarded with some money when you transfer money to other.
This app work very smoothly and fine.
No any issues I have ever seen.
How to set up your account I will tell you.
First you need to install the tez app from play store or app store.
Then you must have your phone number that link to your account and your aadhar card must be link to your account.
Now the app ask to allow permissions after that your account information then they automatically setup your accout.
Now you can send money to your friends who using the tez app.
When you send money to your friends you and your friends get some rewards from googe. And that directly sent to your bank account.
Very simple use.
Best app of upi payment.