I’m using google tez since last four months.The app benifitted me a lot by giving prizes till the date I have earned approx 10000 using this appThe app have the following benifits for its users : 1.It is a pure UPI based app where one can transfer funds, recharge and earn2.In each transaction of Rs.150 or more the user get an scratch card of prize upto Rs 10003.In transaction of 500 or more the user gets scratch card of prize upto Rs 1 lakh ( note, this coupon can only be redeemed on friday) 4.It dosen’t have its own wallet it is completely linked to a bank account so the cashback or prize amount is directly transferred to the bank account and also makes it safe.According to my opinion tez is the best UPI app I ever used