Hey folks, tez uses upi to make online payments.First of all concept is not unique or new as we can find many more apps to do online payments using upi.But I love its layout. The leyout is simple and user friendly. Design is good. Good combination of colours. No complexity, you find button on main page to transition.Currently tez gives you coupon when you do transition. I already earned some money.You can also request money from your friends.But you can transfer max one lac at a time. But the transition are safe and secure.So overall tez is better then other apps in the market. I recommend it if you want to go digital.