This is a payment app from Google. you can transfer money through tez by the tez number account number, and u p I id . They also provide cashbacks for fund transfer through tez to tez customers. And the money transfer is easily done through tez . if you are bank is registered with the mobile number you are using in the Android mobile the money is transferred within no time . being an app provided by Google , we believe in tez . Now we dont use banking apps and net banking but we use Tez. Transfer money to other accounts and its completely free