Clean interface and easy access is the main reason why I like this app. I suggest you to download this app if you do a lot of online transactions for transfering funds. This app helps you to instantly transfer money directly into your bank account once registered with the bank details which is secure as this uses UPI for transactions. Additionally you are gettings rewards and offers which you might get rewared by good number rupees. Depends on your luck. Reward points you receive through this app is directly transfered to your bank account. To make a long story short, this app is not a wallet like PayTm. It is linked directly to your bank account.