Tez application is the best app to transfer money digitally through your bank and receive money into your bank, there is a offer going on that if you invite each person to tez and that that person makes his first transaction, you will get rs.51 and the other member will also get rs.51.
Their is a very nice feature you will have in the application that you can pay or receive money by any tez member near to you just in some few seconds your money will transferred to the member or vice versa.
Their is no extra charges like processing fee etc, you can transfer money free of cost and in the most easiest way.
One important thing that you must have a debit card to create your UPI pin that enables your transaction to reach the final result. You can also check you bank balance from this application
It is a very useful application for everyone and very simple to use.