One day my brother has come to me and said to me to create a Tez account with his referral code.after the first transaction both I and my brother received rs 50.It is easy to use Tez .after demonetization it has become very useful to use.
pros
1.As it is the product of google we can trust it
2.It has UPI interference which means unified payments interference
3.great offers you can earn scratch cards for every transaction.
4.No need of entering promo codes to apply for an offer.
cons
1.we cant pay bills using tez.but just a few days back it started accepting up to 90 bill paying sites.so there will be no cons