Google has developed a new App named "TEZ" for money transfer from one bank account to other bank account .we can pay money using Account number+ IFSE .UPI ID, QR, or Phone number.Amount transfer is very fast compared to its competitors. We can forget other payment modes when this App is there.Money transfer has become just like sending a message.I give full thumbs up for the app.Other than this they also give rewards on transactions .This reward amount gets credited directly into bank amount..Reward policies change from time to time , but still we can earn rewards just by making transactions..Best app of my life