Few weeks before google introduced a upi interface app google Tez. This app is also similar like BHIM , Phone pe. But in tez we get special benefits like Rewards. One can easily install app from playstore .You need to verify mobile number and add bank account. Oe you can easily transfer money to other quiet simple to understand. So while you make transfer you get a scrach card as reward where you get easy money which will be deposited to bank account.
I started using this app and made great savings. For every referal you get 51/- and in scrach card upto 1000/-.In a financial year we can earn upto 9000/-.In a lucky friday scrach card their will be reward of 1lakh.