One of the best payment app I have found. Its user friendly and you can make payment with simple procedure and it does not take much time. The best part is that you get a lot of offers in TEZ Just for me making transaction and their promotional offer is good. If you refer your friend to join TEZ app and if they join using your link, after thier first transaction you will receive 51 rs and your friend will also earn 51rs. So its a good offer to use and get paid.