Googles tez are finest application ever for the UPI transaction.i have used this application since its release.the process of registration and the user interface of this application are nice And the finest thing about the application when you send money to your friends or any other person you got a scratch card from tez.you are earn upto 1000 rs. And the you have got one weekly scratch card in it you have earn upto 100k.the application is pretty good and you are easily access the application.now a days tez add new feature you are chat with the person thats the advantage of using tez.you are also refer your friend and earn 51 ruppes.