I recently installed tez app on my phone with the link ofmy friend , we both got 51 rupees which is directly transferred in my bank account.
Its interface is very easy to use. I can receive or send money by just entering the mobile number or by tez cash mode.
It also gives gifts in form of scratch cards for just doing any transactions.
It gets open on mobile very quickly.
I liked it’s concept of upi based payment because we can transfer money directly to bank account without any cost and so easily.
Its an excellent app and I recommend it to everyone.