I have used the HDFC credit card for 3 to 4 years however I have found it as more expenditure rather than useful for some of genuine reasons.
The most common reason is that the billible cycle they have offered. My billible period starts from 8th of every month which is very inlogical as at time most of the salaried person do have major share of salary payment. Hence I am not able to full utilisation of 50 days credit as mostly Ihave been foster to use it on last week of the month.
I have contacted to customer service for various time to change thebl billing date effective from 22nd to 25th of every month for which the due payment can be repaid from my next future 2 months from the current month. Suppose, if there is a transaction made on 26th January and the billing date is 25th every month hence the payment can be paid from April’s month salary.
I have contacted various time to change the billing date but all goes in vain.