HDFC mutual fund is the best fund for the choice.Last March I hold 3 years HDFC mutual prudence regular - hybrid Dividence plane. This fund 1 year return growth 12.90% + computed on CAGR Basis. Prashat jain ( CE) the scorell debt24.7% , power& other8.8% , construction projet 6.0% , Banks 22% , software 8.0 and others 30.30% . So, friends HDFC mutual fund is the best coich good return for future days .