For those people who trust HDFC blind eye- PLEASE OPEN YOUR EYES-HDFC bank services are the worst services I ever experience, when I opened bank account with HDFC in 2008, It was opened with a minimum balance condition of RS 1000, Deposited RS 5200 in account, since then I dint operate my account, Suddenly noticed all 5200 is debited by bank in name of Quarterly maintenance charges.
After lot of struggle, bank reversed the charges, However that was just a Drama, the moment I Credited some amount in BANK- It debited RS 5500 more, Debiting rs 400 every month in name of monthly maintenance charges.Situation is till now I end up paying RS 10634 to bank in name of monthly maintenance charges while bank credited only RS 479 towards Capitalized interest. Its a real thief bank- I feel RBI and BANK Ombudsman authorities are sleeping. HOw the banks are allowed to charged an amount of rs 5-6k per annum in name of just maintenance charges of saving bank account..on The top bank officials talk rude to the customers