I am using hdfc app from last 2 months, app is good and you will see a lot of options but the worst thing about this app, it doesn’t give you the permissions to transfer money. When I click on the otion of Fund transfer, it said permission not allowed to transfer money. I have to login on hdfc website then I was able to transfer money but then what is the use of app? If I have to transfer money from website. I am using hdfc app just to look at my account details, no furthur use of it. I will suggest to hdfc to improve your app and if you are not giving permissions due to privacy reasons then also improve your privacy. I am using kotak bank app, and I can do everything by the kotak app.