In an advanced civilization people needs can growing enormous. They want to buy more and more stuffs . But they can’t do that , because they have limited cash ability to paid the amount of their desirable products .
So, the problem of limited cash had been trouble shooted by the credentials offer provided by the banks.
The bank can gives the credit card at some condition to the people or to their customers. For some period bank can provide a extra cash to our customers.hence they can buy groceries or other needed stuffs .
Eventually, credit sheme should be beneficial for the people . A cashless economy is indulge into the world.
Conclusion is people use this credentials activity while traveling. Else they doesn’t have their own cash .
HDFC bank can provide money back scheme so their customer should get some profit and more credibility will be offered to the people .