Hdfc money back card, good for rewards, thia is a 0 annual fee card, easy transations, convienant payment options, If you are an HDFC Bank account holder, you can pay your Card outstanding through NetBanking/ ATM Funds Transfer.If you do not hold an account with HDFC Bank, you can pay your Card outstanding through NEFT ( Use IFSC code HDFC0000128) / Visa Money Transfer.
Customer service is good, but connecting to phone banker is very late, rate and charges are normal compare to other card.