Bank employees will tell all kinds of lies to cheat the customer and get their commission. Later if you find out and complaint it to the manager or somebody like that, they will apologize for the other employs fault and try you put you in much worse trap than that. I lost one lakh rupees like that. Be careful. Try to stay away from them.
Name of the HDFC employee who trapped me and took the money that I was going to deposit in HDFC branch chalakkudy is vijeesh. So please dont deal with him .he might there in some other HDFC bank with the trap for his next prey.