I got personal loan from Hdfc bank on nov/2015 and they said interest will be 9% and also I was not able to read all the documents since I had a huge commitment so I acknowledged and borrowed 1.45lakhs, EMI now I’m paying is 6124 for three years, later came to know that I’m paying 27% and interest alone in paying 80k for 1.4L. Anyhow I have to repay??