My car loan is with Hdfc bank. Actually as per my concern I donâ? t have a good opinion with Hdfc bank. Initially they told me the loan amount will be around 1.25% and later they processed it only for 1.15 lakh. Hence what ever is committed initially they have to stick on that till the end. Even the response from their staff are not that good. Interest rate I was charged around 18% which is high , it has to be reduced.