I had asked for two wheeler loan and rejected without even thinking that I know bank have its own nkrms and regulations but I have been using its account from 7 years and apart from that I have been getting calls for topup on my existing personal loan which is running with HDFC BANK and about to be completed in july’17. I called the helpdesk asking the process to close the SALARY account that representative was in hurry to close the call she didnt even bother why I am closing this she directly asked to visit branch. Question is they are ready to give top up but not two wheeler loan. Quite strange but truth.
Thanks.