The prob with HDFC bank I have is that no one else other than yourself, can deposit cash via teller. So my parents cannot send money even while willing to declare their PAN. Surprisingly ICICI does not ask for depositors details in case the amount is less than 50, 000.
Another point - whenever I had to change my address, I had to goto bank personally and fill a form. ICICI bank and HSBC can take requests on phone or internet banking
Whats worse, If I deposit more than 25, 000 cash in my savings acct thru a teller in a location other than home branch, I will be charged with a transaction fee! What a crappy bank! Wake up guys, ICICI is better, since they have teller time from 8 am to 8 pm!
Plus, I had a cash-back credit card in which EVERY transaction had a cash back of 1.25% but sadly this has been struck down to 0.5%. Hence I have gone in for SBI card which has 2% cash back on groceries and shopping. ICICI- has been good! I have got about 15, 000 as cash back while booking airline tics thry ezeego1. ICICI does what it says!
What crap the HDFC ppl are!