Hi All, Please don’t go for HDFC personal loan. Its really a fraud bank. I would suggest pls go with either Citi bank or Axis. Especially Vignesh(9741447726) this guy will make your life hell. He will give all false statement. If you go for Citibank you can do repayment after 6 months without any additional charges. where as HDFC you should wait for 3 yrs else after 2 yrs you should pay some additional charges. Request not to go to HDFC personal loan