HDFC Bank is a new age bank and by being their customer for the past one year, I have found myself having a new age experience! I am sure you will have a similar experience too!!!
Firstly, the Direct Sales Agents appointed by HDFC Bank will come to your doorstep to guide you through the account opening process including filling up of the application form and choosing the type of savings account that could be suitable for your situation. From the time of opening an account with HDFC Bank you will very rarely be required to visit the bank for your banking, because the bank has well established channels for banking through ATM?s, via the internet or through land phones or mobile phones. If you would like to do most of your banking from the comforts of your home or office, then this is the bank for you. What?s more, all the different channels of banking offered by HDFC Bank ? be they ATM, internet banking or phone banking come at no cost you!
On opening an account, HDFC bank send you a personalized cheque book by courier. This cheque book of 50 leaves will last you a long time and when you need to order one more cheque book, you can do so from home or office itself. The bank also offers a free ATM card and a free Debit card. The ATM card will help you to draw money from any of the 340 HDFC Bank ATM locations in India. The Debit card will allow you to shop without having to carry cash when you go shopping and at the same time will help to spend only to the extent of money in your bank account.
The best feature I have liked about HDFC Bank is their internet banking facility, which I have found to be the best among similar facilities offered by two other private sector banks with whom I have accounts. The internet banking facility helps you to do banking from any part of the world! The Phone Banking and Mobile banking facilities offered to the customers make HDFC bank?s new age banking experience complete!
Should you any time require to do banking at a brick and mortar location, HDFC Bank has 135 branches across India, one of the highest number among private banks in India. As a HDFC Bank customer, you can bank at any of these branches with a single customer ID!
All of the above, I am sure you?ll agree make HDFC Bank one of the best if not the best. The stock market has long recognized this and has rewarded HDFC Bank by making it one of the highest quoting banking stocks. HDFC Bank has thus, in the short span of its existence, mainly in the 90?s, lived upto the reputation of its parent, HDFC, one of the strongest and respected financial institutions in India.