HDFC bank is the one of the most leading sector bank in jk jammu and kashmir I hav an account in hdfc bank its really a great bank they cared about the customers they call em for the maitnance of account when I opened my account in hdfc I thought its not that good but when I try to link up my debit card to my paypal id it wont let me link I dont know why but suddenly I got a call from the bank so they told me about that I was trying to link and so they activated that and my card got linked to paypal so I wana say that hdfc bank is really great bank and also they provide me the credit card very fast without any paperwork or Q& A I love hdfc.