Hello Friends. I opened a bank account in HDFC bank 2 months ago. First of all I not not satisfy with its service and it’s credit card. There internet banking services are also very bad. HDFC mobile banking app is below average because there are not so many features in it. ATM availability is also very low in Haryana. I hardly find an HDFC bank’s ATM. The staff behaviour is fine. Interest rate is also very low. There are many bank options better than this bank. I think BOI is better than this. I don’t reccommend to choose this bank.