Actually as a matter of fact this one bank is too costly.
Worst banking in banking system. I have an account with your bank whenever I send messenger for the payment by giving him self chaque they refuse because of sign mismatch. and messenger have to spend one hour there at last he refused. bank has no record of signatures how they match with record and refuse by saying that sign is mismatch.
Its the Worst bank of India. the only solution to such problems is to avoid business with HDFC bank Other bank are fine when compared to it. that is why I am shearing my experience.