Last year I dont use to have any house but after taking revies from other people I get to know about the hdfc bank that provides very affordable loan with the inteerest rate that you will not imagined of because other banks were providing much higher interest rates than this one and this is the best bank that swicthes in my mind whenever I have to take loan. this bank is not for only home loans but also give best interest rates on education loan and personal loan or car loan.