NEVER OPT FOR THIS BANK IF POSSIBLE. All the services of the bank challenge the bottom limit of being worst at its best. You can open an account only if you have 2 to 3 spare months of time. You will get the debit card after 2 months of applying for an account. The WORSTTTTTT BANK ever seen in my life. All good reviews are definitely paid ones. DO NOT BELIEVE IN THEM.