Hello Guys HDFC bank is good for your saving account because I am using this bank for 2 years and till now I not get any problem from this bank the service of this bank is good and when ever I went to this bank to deposit the money or to take out the money every thing is on time .but their you will se the problem of staff because they are doing their work very slowly but I have some bad experience from hdfc bank because I apply for credit card every things had done but at last I not got my credit card from them .