I went to open a savings account with HDFC Bank about 2 months ago.  As soon as I saw a new customer in the branch, an average beautiful girl came to me with the intention of helping me.  I said that I want to open a new savings account, then that assistant girl started telling me the benefits associated with the savings account.  Most of the banks benefits did not work for me, I had to open an account for a simple transaction.  I asked how much minimum balance maintain will have to be done. She said ₹; 10, 000.  I said only ₹; 5000 can be maintained.  You tell me some way to open an account in ₹; 5000 only.  But she refused.  I was thinking that when the account is opened with minimum balance maintain from 0 to 2000 in the government banks, then why not open it there?