Today, I am gonna share my worst experience with HDFC bank and I am still experiencing the issues only because of this bank.
My wallet was stolen and I went to HDFC bank immediately to close the debit card and bank account as per my wish. I had some bank balance in this account which I withdraw at the same time and asked them to close this account. They provided me with a slip which has mentioned that your account will be closed within 5 to 7 business days, the worst experience is this that the account is still open and I have been charged monthly maintenance fee each month and it is now negative. I do not have time to visit this branch as someone told me to visit the same brand where you have opened the account. So, is this a kind of service that you have to visit your home branch? What if I can not visit there. Just because of HDFC my credit rating may get affected.
Every month I get a text message that the fee has been charged, please deposit funds to make it positive. I am just noticing as of now and whenever I am free I will not go to HDFC, I will straightly go to consumer court and sue them with huge penalty.