My experience with the hdfc bank has been nothing positive. While hdfc offers a wide range of services and strong in the market. There is a high maintenance fees and charges for maintenance and transactions or loans. There is also need a improvement in customer service. Long waiting and unresponsive support makes me frustratedfrustrated especially when I have a urgent issue. There is a glitch in the online banking.i have transfer some amounts to my friend. Amount is deducted but not received. I ask for a refund but no one done the process quickly and fast. There is not proper and attentive staff. I would not recommend to anyone to be a banking partner in HDFC BANK.