Hii friends, I would like to share my personal experience with the HDFC BANK.
This review is regarding as my personal experience with this bank.
About 1 year ago , I wanted to take home loan . But I couldn’t decide from where I took home loan.
I asked from my friend for any suggestion. He suggested me to take home loan from HDFC bank. I liked his suggestion and went to the hdfc bank. I met to the manager and asked the procedure to take home loan. But the manager couldn’t give me satisfied information about home loan. He seemed very rude and not helpful. However I got the information about home loan and submitted all documents related to home loan.
But the bank approved my loan in 1 month. I took this loan only for one year.
I paid my EMI on time on last date of every month of rs. 7499.
At the last of the year I went to the bank to clear my loan.
I asked from bank how muchh I will paid now. They said that you will paid rs. 45000rs. As I took a loan of 380000rs.
I adked from them that I paid my whole emi on time.
They said that your had a charged of sevice tax and many more charged.
That is why I paid rs. 550000 for my 380000rs. Loan.
I had a loss of 170000rs.
I suggest you friends not to take a home loan from this bank.
Thanks for reading my review.